We are capital providers in the global alternative lending market

We provide debt funding to traditional lenders and FinTech lenders in all stages of growth, with particular emphasis on start-up and scale-up platforms.

We finance a wide range of asset classes including consumer and SME loans, merchant cash advance, receivables such as invoice or supply chain financing, and other asset backed finance, for example trade finance or revenue based financing, as well as other businesses that generate stable cashflows.

We aim to optimize the capital structure for our platforms through a variety of financing instruments.

Our Strengths

Partnership approach

We choose to work with only a small number of clients in a partnership approach that both of us benefit from.

Speed of execution

We work fast, have a nimble decision making process, and give you real answers faster than most.

Risk and advisory

We help startup lending platforms to make sure their processes are up to institutional standards and to achieve best-in-class results.


We have dealt with the most esoteric receivables and most complex situations including multiple jurisdictions, legal structures, etc.

Distressed situations

We have experience dealing with turnaround situations or platforms in financial difficulties where creative solutions and speed of decision making are essential.


We have underwritten multi-billion credit financing portfolios; let us help you navigate the perils of credit underwriting in your space.


We have dozens of years of experience across market cycles in credit investing. We have reviewed and analysed hundreds of lending platforms.


Our team has experience across Europe, America, and Asia, having closed numerous deals in each region and engaged with local partners.


  • Naviter provided a senior debt facility to a UK-based FinTech lender to catalyse the growth of their loan book and facilitate expansion into Europe. The FinTech achieved an increase of +4x in funding capacity while reducing their capital expenses.

    - Consumer Finance Platform -

  • Naviter has structured a debt facility to an Asia-based growth company for a principal-led investment into a portfolio of digital financing companies.

    - Structured Finance -

  • Naviter provided capital via a forward flow financing structure to a US-based merchant cash advance provider leading to their eventual sale at a high multiple to a large listed company.

    - Merchant Cash Advance -

  • Naviter was selected by a sovereign wealth fund to develop a framework to invest into invoice factoring receivables, including the setup of the fund’s risk mandate and financing structure.

    - Receivables Finance -

  • A US-based fund operating in the alternative lending space was looking to improve their processes ahead of its next fundraising stage. Naviter supported the fund with a detailed risk and operational review highlighting key areas for improvement, as well as in-depth data analytics on existing and new portfolio positions.

    - Portfolio Services -

  • Naviter has supported the set-up of the business of a fintech start-up in the revenue-based lending space including the legal structure, risk and underwriting policies, operational processes and the technology framework.

    - Revenue Based Financing -

Contact us

Montpelier House, 4th Floor
106 Brompton Road, London SW3 1JJ

T: +44 (0) 20 3875 3735