Risk and Advisory Services

For Lending Platforms

We offer expert advice to FinTechs across the globe looking to optimise their underwriting and risk processes to set up their business for scale and improve access to institutional funding.

Our company is run by senior financial market executives with +25 years of experience in building and running successful fixed income and credit businesses globally. Naviter Capital has been founded in 2013 and developed significant expertise in credit risk analysis, loan analytics, and structured finance.

We will work with you to provide clear and structured advice tailored to your specific needs and funding stage. Our team will work alongside your team to provide support throughout the funding cycle with minimum disruption so you can focus on your core business.

Our Services

Risk and Advisory Services

For Investors

We have deep expertise in structuring and financing portfolios of receivables and other assets. Our team has a proven track record in committing capital and managing risk across cycles with consistent returns. Our solutions comprise a dedicated investor platform with sophisticated analytics tools for portfolio analysis and monitoring.

Investor services:

  • Investor platform supported by data analytics tools
  • Full due diligence package
  • Transaction structuring and execution
  • Investment Committee memos
  • Ongoing monitoring and reporting


  • Naviter has supported the set-up of the business of a fintech start-up in the revenue-based lending space including the legal structure, risk and underwriting policies, operational processes and the technology framework.

    - Revenue Based Financing -

  • A US-based fund operating in the alternative lending space was looking to improve their processes ahead of its next fundraising stage. Naviter supported the fund with a detailed risk and operational review highlighting key areas for improvement, as well as in-depth data analytics on existing and new portfolio positions.

    - Portfolio Services -

  • Naviter was selected by a sovereign wealth fund to develop a framework to invest into invoice factoring receivables, including the setup of the fund’s risk mandate and financing structure.

    - Receivables Finance -

  • Naviter provided a senior debt facility to a UK-based FinTech lender to catalyse the growth of their loan book and facilitate expansion into Europe. The FinTech achieved an increase of +4x in funding capacity while reducing their capital expenses.

    - Consumer Finance Platform -

  • Naviter has structured a debt facility to an Asia-based growth company for a principal-led investment into a portfolio of digital financing companies.

    - Structured Finance -

  • Naviter provided capital via a forward flow financing structure to a US-based merchant cash advance provider leading to their eventual sale at a high multiple to a large listed company.

    - Merchant Cash Advance -

Contact us

Montpelier House, 4th Floor
106 Brompton Road, London SW3 1JJ

T: +44 (0) 20 3875 3735